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Welcome to the NACM Commercial Services Credit Blog—your resource for insights, updates, and expert advice on credit management. Explore articles, case studies, and tools to stay informed, enhance your skills, and succeed in the evolving world of credit management.

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Written by: Jamilex Gotay, Senior Editorial Associate, NACM National Imagine you’re a buyer and you want to purchase a high-value shipment from a seller overseas. You don’t know each other well, so you bring in a letter of credit (LC)—your

Written by: Brenda Barnes, Export Manager, Geo. S. Bush & Co., Inc.Congestion at the seaports is in the news and has been for several months now. Most of what is seen on television are the ports of Los Angeles and

By: Jane Hay, Vice President, U.S. Bank Published: April 05, 2018 The global market is always changing, with new opportunities and challenges arising every day. Here are several of the major risk factors in international trade to consider. In the

By: Scott Blakeley, Esq., Blakeley LLP Credit teams throughout the US continue to deal with the dramatic increase of customers in the B2B space using credit cards to pay invoices. But the dramatic increase in card use for B2B payments

By: Kathy Linscott, NACM Commercial Services OFAC stands for Office of Foreign Assets Control of the US Department of Treasury. It administers and enforces economic and trade sanctions based on US foreign policy and national security goals against targeted foreign

In today’s business world, any company doing business internationally must have effective policies in place to comply with United States’ export laws and regulations. If at any time your company engages in trade with another country, it is important to

The Middle East and North Africa (MENA) region is notorious for its instability, yet this should not automatically eliminate the consideration of doing business there. In fact, opportunities for growth exist in these markets, if you and your company go

Brazil’s rise as one of the two or three most prolific emerging economies in the world at the beginning of the decade is nothing short of impressive. However, within five years it faltered despite being positioned as host of the

Most credit professionals are well aware of NACM’s vaunted “Five C’s of Credit:” (character, capacity, capital, conditions, and collateral). These guiding tenants have long provided a base-level guide to drive credit professionals toward best practices in their daily business dealings.

By David Josephson at Export-Import Bank of the U.S. Why should a small bank with a focus on its local customers and deposits care about including export finance in their offerings to customers? The answer is quite simple: more and

With the amount of fraud and terrorist group activity, U.S. government regulators as well as those from other established economies are watching more closely than ever for illegal activity. Businesses involved in global trade can easily get wrapped up in

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